The Prehn Institute
Briefing

The Fed Lost the Wheel

13 pages · 10 September 2026 · Felix Prehn

In one week two desks at the same Wall Street bank published notes which appeared to conflict. One described the Federal Reserve as more passenger than driver, with a trillion dollars of AI borrowing now setting the price of credit, while the other advised clients to buy gold on weakness. The briefing treats the pair as a single account and traces its effect on mortgage rates and savings.

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The briefing is educational and is not financial, investment or tax advice.

Cover of The Fed Lost the Wheel